November 16, 2007 - The FDIC has issued tips on shopping for and negotiating a good mortgage in the new, tougher climate for loans. http://www.fdic.gov/news/news/press/2007/pr07095.html

November 16, 2007 - The OCC has released a list of CRA performance evaluations that became public during the period of October 15, 2007 through November 14, 2007. http://www.occ.treas.gov/ftp/release/2007-125.htm

November 16, 2007 - FRB Financial Services has published the November 15, 2007 issue of FedFlash. http://www.frbservices.org/FedFlash/2007/111507/FedFlash111507.pdf

November 15, 2007 - The OFAC SDN list has been updated. http://www.ustreas.gov/offices/enforcement/ofac/actions/index.shtml

November 15, 2007 - The FDIC has amended its regulation governing the reporting of personal securities transactions by bank officers and certain employees. The amendment extends the deadline for providing quarterly reports of personal securities transactions from ten business days to 30 calendar days after the end of the calendar quarter. The final rule will become effective on November 26, 2007. http://www.fdic.gov/news/news/financial/2007/fil07099.html

November 7, 2007 - The FRB has issued the November 2007 update to the Consumer Compliance Handbook.
www.federalreserve.gov/boarddocs/supmanual/cch/announce/200711cch_update.htm

November 6, 2007 - Volunteer Income Tax Assistance (VITA) sites offer an opportunity for financial institutions to provide a financial service to underserved low- and moderate-income consumers. Recent amendments to Internal Revenue Service (IRS) rules have created more opportunities for financial institutions to help consumers save a portion of their refund. Financial institutions that are involved with VITA programs may be eligible for favorable consideration under Community Reinvestment Act (CRA) rules, as well as develop opportunities to facilitate education, open accounts, and provide other financial-related services to underserved individuals. An institution may maximize these potential benefits by exploring opportunities to be involved before the start of tax season. http://www.fdic.gov/news/news/financial/2007/fil07097.html

November 1, 2007 - FRB Financial Services has published the November 1, 2007 issue of FedFlash. http://www.frbservices.org/FedFlash/2007/110107/index.html

November 1, 2007 - The Federal Reserve Board has announced the adoption of amendments to five consumer financial services and fair lending regulations (Regulations B, E, M, Z, and DD) to clarify the requirements for providing consumer disclosures in electronic form. http://www.federalreserve.gov/newsevents/press/bcreg/20071101a.htm

November 1, 2007 - FinCEN has issued an updated MSB list which is current as of October 10, 2007. http://www.msb.gov/pdf/msb_registration_list.pdf

October 31, 2007 - Information regarding the distribution schedule for the James Madison $1 coin has been posted by FRB Financial Services. http://www.frbservices.org/Cash/commemcoin.html

October 31, 2007 - The federal financial institution regulatory agencies and the Federal Trade Commission have sent to the Federal Register for publication final rules on identity theft "red flags" and address discrepancies. The final rules implement sections 114 and 315 of the Fair and Accurate Credit Transactions Act of 2003. http://www.federalreserve.gov/newsevents/press/bcreg/20071031a.htm

October 29, 2997 - FinCEN has published the October 2007 issue of the SAR Activity Review Trends, Tips, and Issues. http://www.fincen.gov/sarreviewissue12.pdf

October 29, 2007 - The Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, the Office of Thrift Supervision, and the National Credit Union Administration (the agencies) are requesting comments on proposed guidance regarding the garnishment of exempt federal benefit funds. http://www.occ.treas.gov/ftp/bulletin/2007-43.html

October 25, 2007 - The federal financial regulatory agencies issued final rules that provide consumers with an opportunity to "opt out" before a financial institution uses information provided by an affiliated company to market its products and services to the consumer. The final rules on affiliate marketing implement section 214 of the Fair and Accurate Credit Transactions Act of 2003, which amends the Fair Credit Reporting Act (FCRA). http://www.federalreserve.gov/newsevents/press/bcreg/20071025a.htm

October 25, 2007 - The FDIC has issued its Letter to Stakeholders from FDIC Chairman Sheila Bair, which reports on the FDIC's priorities and activities for the third quarter of 2007. http://www.fdic.gov/news/news/financial/2007/fil07091.html