Watkins Ludlam Winter & Stennis, P.A.

The Watkins Ludlam Winter & Stennis, P.A. Insurance Practice Group is able to respond decisively, and cost efficiently, to any opportunity or problem that a client in the insurance industry may present.

Representative activities of our Insurance Practice Group include:

• Organization and licensing of insurance holding companies, life and health, property and casualty and workers compensation insurers, HMOs and agencies.

• Acquisition and disposition of insurers and insurance agencies.

• Insurance holding company systems filings.

• Licensing of foreign insurers to do business in Mississippi and obtaining surplus lines authority.

• Public offerings of SEC registered companies and registered and limited offerings of securities including insurer prospectuses and other offering documents.

• Representation of insurers, HMOs and agents before the Mississippi Commissioner of Insurance with respect to rates and filings, approval of specialty programs, and disputes of various kinds.

• Development of life, health and casualty insurance policies to comply with the insurance statutes and regulations of a number of states.

• Reinsurance contract negotiation and drafting and obtaining insurance department approval.

• Formation of purchasing groups under the Federal Liability Risk Retention Act and qualification of the purchasing groups in several states.

• Life and Health Insurance Guaranty Association representation.

• Representation of rehabilitators and liquidators of insolvent insurers.

• Representation of insurers and HMOs before the Mississippi State Tax Commission with respect to premium tax, retaliatory tax and other tax matters and disputes.

• Government relations and legislative matters.